Trách nhiệm chính

Lead the Retail Banking deposit products, transaction capabilities and payment services strategy, driving deposit growth, payment revenue, liquidity, operational efficiency, regulatory compliance and product profitability across retail segments
Oversee savings and current accounts, fixed deposits, payment rails, transfers, merchant payments, digital wallets and potential partnerships with payment networks and fintechs
Provide strategy and business leadership, product management, deposit growth and portfolio management, delivering sustainable growth and business efficiency through effective sales & marketing campaigns, digital transformation and business partnerships
Spearhead and promote a strong compliance culture over risk, regulatory and governance, embedding the highest standards of ethics across the bank
Own the business profit & loss for deposits and payments solutions, producing strategy papers, management reports and strategic business reviews, meeting KPIs

Yêu cầu công việc

Degree and relevant certifications and accreditations in domain areas of expertise and industry regulations
At least 8 to 10 years of experience in relevant areas with senior leadership experience managing teams and P&L responsibility
Strong experience in deposits, payments transaction banking, digital banking and product management
Strong stakeholder management, working closely with Sales, Treasury, branch and digital channels, operations, IT, risk and compliance
Strong team leadership and ability to lead and mentor product, payment and business management teams
Excellent communication and change management skills, able to present business performance and articulate key initiatives to executive leadership committees
Proven track record with excellent business achievement in deposit balance growth, healthy CASA ratio, payment transaction growth and fee income generation, digital adoption rates and quick time-to-market for new products and services related to deposits and payments

Yêu cầu ưu tiên

Preferably with cross experience in different organizations in different capacities and roles and having strong technical knowledge including deep understanding of products, regulations and concepts and network connectivity with digital operating platforms as well as the financial ecosystems

Mức lương

Phúc lợi

Core bank funding for retirement savings, medical and life insurance
Flexible and voluntary benefits available in some locations
Time‑off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days)
Minimum global standards for annual and public holiday, combined to 30 days minimum
Flexible working options based around home and office locations, with flexible working patterns
Proactive wellbeing support through Unmind, a market‑leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first‑aiders and self‑help toolkits
Continuous learning culture to support growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
Inclusive and values‑driven organisation that embraces and celebrates diversity

Hình thức làm việc

Thông tin khác

Head, Liability Products