Trách nhiệm chính

• Support the design, development, and management of the Car Loan product portfolio in alignment with the bank’s business strategy, customer needs, and regulatory requirements.
• Participate in the full product lifecycle, from research, concept development, pricing, and process setup to implementation, monitoring, and continuous improvement, collaborating with internal departments and external partners.
• Conduct market studies and competitor benchmarking to identify trends, pricing practices, and customer needs in the auto loan market.
• Support the design and enhancement of car loan products, including product features, process flows, and documentation requirements.
• Draft product concept papers, proposals, and approval documents under the guidance of the Product Development Manager.
• Assist in testing new products or process changes before launch.
• Collect and analyze data related to product performance, pricing, and profitability.
• Support the development and periodic review of car loan pricing models and parameters.
• Prepare performance dashboards and reports for management review.
• Work closely with Operations, Credit Risk, and Digital teams to ensure smooth loan origination and approval processes.
• Participate in user requirement preparation and testing for new system functions or process changes.
• Identify and propose process improvement opportunities to enhance efficiency and customer experience.
• Coordinate with car dealers, manufacturers, and external partners for product-related campaigns and collaboration activities.
• Provide internal support for product training, marketing materials, and sales tool development.
• Support channel teams (branches, digital, partners) in resolving product or process issues.
• Track product performance indicators such as disbursement volume and portfolio quality.
• Prepare regular and ad-hoc reports to support business reviews and strategic decisions.
• Assist in evaluating post-launch product performance and gathering customer feedback for improvement.

Yêu cầu

• Bachelor’s or higher degree in Finance, Banking, Economics, or Business Administration.
• Minimum 2 years of experience in mortgage lending, product development, or real estate finance.
• Experience working with real estate developers or in project-based lending (project analysis and partnership negotiation).
• At least 1 year in a supervisory or managerial role.
• Strategic planning and analytical thinking.
• Strong project and stakeholder management.
• Excellent communication, negotiation, and presentation skills.

Yêu cầu ưu tiên

• Preference will be given to candidates who have a close network/relationship with large developers.

Mức lương

• Negotiable.

Phúc lợi

• Insurance
• Health checkup
• Training & Development
• Salary review
• Annual Leave
• Sport Club

Thông tin khác

• Work Location: Ho Chi Minh.
• Job Type: Permanent.
• Deadline to Apply: 30/11/2026.
• Positions: 1.
• Job Level: Experienced (Non-Manager).