Expert, Retail & Small BB Credit Risk Data, Porfolio Management & Early Warning (40001484)
Hà Nội
Application deadline:
29/10/2026
About This Job
Trách nhiệm chính
- Manage credit portfolio, identify quality growth opportunities, ensure sustained growth in assets and topline, and handle tail risk management.
- Develop and maintain early-warning systems and determine early loss mitigation opportunities.
- Calculate regulatory capital requirements for credit risks, perform credit bureau analytics, loss forecasting, risk-reward measurement, and portfolio securitization.
- Manage line of business risk, including credit line management.
- Build and manage the CAAS (Credit as a Service) ecosystem for all lending partnerships.
- Own all Retail and Small BB Risk Decision Support Systems – Decision Engine, CFF, DSS, Dialer, and Collection systems.
- Build and standardize the database for real-time portfolio reports and analytic reports, and develop data requirements for credit decision systems.
- Participate in human resource development: coordinate training programs on risk identification and early warning signs, train new staff, and assist in recruitment.
- Actively identify, manage, and propose solutions to reduce operational risks within the team, report to leadership, and support department management.
Yêu cầu
- University graduate or higher majoring in economics, finance, banking, or statistics.
- Minimum 6 years experience in credit appraisal, credit analysis, and credit control.
- Minimum TOEIC 650 or equivalent.
Thông tin khác
- Job purpose: Ensure real-time database, instant credit decision engine, portfolio analysis, and early warning reports for retail & small business banking risk management.
- Key relationships: Direct Manager – Senior Manager, Retail & Small Business Banking Credit Risk Management; Direct Reports – Officer/Senior Officer, Retail & Small BB Credit Risk Data, Portfolio Management & Early Warning; Internal stakeholders – Units in the bank (CSA, RBG, CA, ...); External stakeholders – unspecified.
- Location: Hà Nội.