AUTO LOAN PRODUCT SPECIALIST
TP. Hồ Chí Minh
Application deadline:
30/11/2026
About This Job
Trách nhiệm chính
- Support the design, development, and management of the Car Loan product portfolio in alignment with the bank’s business strategy, customer needs, and regulatory requirements.
- Participate in the full product lifecycle, from research, concept development, pricing, and process setup to implementation, monitoring, and continuous improvement, collaborating with internal departments and external partners.
- Conduct market studies and competitor benchmarking to identify trends, pricing practices, and customer needs in the auto loan market.
- Support the design and enhancement of car loan products, including product features, process flows, and documentation requirements.
- Draft product concept papers, proposals, and approval documents under the guidance of the Product Development Manager.
- Assist in testing new products or process changes before launch.
- Collect and analyze data related to product performance, pricing, and profitability.
- Support the development and periodic review of car loan pricing models and parameters.
- Prepare performance dashboards and reports for management review.
- Work closely with Operations, Credit Risk, and Digital teams to ensure smooth loan origination and approval processes.
- Participate in user requirement preparation and testing for new system functions or process changes.
- Identify and propose process improvement opportunities to enhance efficiency and customer experience.
- Coordinate with car dealers, manufacturers, and external partners for product-related campaigns and collaboration activities.
- Provide internal support for product training, marketing materials, and sales tool development.
- Support channel teams (branches, digital, partners) in resolving product or process issues.
- Track product performance indicators such as disbursement volume and portfolio quality.
- Prepare regular and ad-hoc reports to support business reviews and strategic decisions.
- Assist in evaluating post-launch product performance and gathering customer feedback for improvement.
Yêu cầu
- Bachelor’s or higher degree in Finance, Banking, Economics, or Business Administration.
- Minimum 2 years of experience in mortgage lending, product development, or real estate finance.
- Experience working with real estate developers or in project-based lending (project analysis and partnership negotiation).
- At least 1 year in a supervisory or managerial role.
- Strategic planning and analytical thinking.
- Strong project and stakeholder management.
- Excellent communication, negotiation, and presentation skills.
Yêu cầu ưu tiên
- Preference will be given to candidates who have a close network/relationship with large developers.
Mức lương
- Negotiable.
Phúc lợi
- Insurance
- Health checkup
- Training & Development
- Salary review
- Annual Leave
- Sport Club
Thông tin khác
- Work Location: Ho Chi Minh.
- Job Type: Permanent.
- Deadline to Apply: 30/11/2026.
- Positions: 1.
- Job Level: Experienced (Non-Manager).